Pet Insurance for Pre-Existing Conditions: What You Need to Know

By Sarah Mitchell

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Pet Insurance for Pre-Existing Conditions: What You Need to Know

Understanding Pre-Existing Conditions

When shopping for pet insurance, one of the most common questions is whether pre-existing conditions are covered. While most standard policies exclude pre-existing conditions, there are ways to get coverage for your furry friend.

What Counts as a Pre-Existing Condition?

A pre-existing condition is any injury, illness, or symptom that occurred or showed clinical signs before your coverage started or during the waiting period. This includes conditions that were:

  • Diagnosed by a veterinarian
  • Showed symptoms before enrollment
  • Required treatment or medication

Your Best Options

While finding comprehensive coverage can be challenging, several top-rated providers offer unique solutions for pets with pre-existing conditions. Compare quotes from multiple providers to find the best rates and coverage for your pet's specific needs.