Complete Guide to Auto Insurance Coverage in 2025

Auto Insurance 101: Your Complete Guide

Auto insurance protects you financially if you're involved in a car accident or if your vehicle is damaged or stolen. Understanding the different types of coverage can help you choose the right policy for your needs and budget.

Types of Coverage

Most states require liability insurance, but comprehensive coverage offers the best protection:

• Liability Coverage: Pays for damage you cause to others
• Collision Coverage: Covers damage to your vehicle from accidents
• Comprehensive Coverage: Protects against theft, vandalism, and natural disasters
• Uninsured Motorist: Covers you if hit by an uninsured driver

How to Save Money

Compare quotes from multiple providers, bundle your policies, maintain a good driving record, and consider raising your deductible to lower your premiums.